AI is forcing platforms to expand beyond pure software. See how vertical SaaS platforms are using payments, financial services, and agentic commerce to build more durable businesses.

We’re making Stripe even more programmable; protecting and propelling your business with the strength of the Stripe network; and building economic infrastructure for AI.

Link’s wallet for agents gives agents programmatic access to Link, including the ability to generate a one-time-use card or Shared Payment Token (SPT) backed by the cards and bank accounts already in your wallet. It’s built on Stripe’s new Issuing for agents.

We analyzed checkout activity across more than 20K businesses, surveyed shoppers and ecommerce leaders, and gathered insights from businesses on the Stripe network to understand what’s changing in online conversion.

Retailers know search and discovery have already shifted. What comes next is less settled. From embedded checkout to emerging third-party surfaces, here’s how ecommerce and AI leaders are integrating agentic commerce.

Radar now helps prevent free trial abuse with just one click. When enabled, Radar predicts the presence of abusive behavior that violates common trial terms, such as repeated trial signup or missed cancellations, with 90% accuracy.

The most sophisticated fraud teams are shifting from one-size-fits-all fraud approaches to more dynamic, tailored interventions. They are removing friction for trusted users, embedding fraud detection directly into agentic transactions, and investing in multilayered identity verification to combat deepfakes.

Adaptive Pricing is now available for subscriptions, allowing businesses to automatically localize prices in 150+ countries while Stripe handles currency conversion. In an A/B test across 1.5 million subscription checkouts, businesses saw 4.7% higher conversion and 5.4% higher LTV per session, on average.

We’re launching the Machine Payments Protocol (MPP), an open standard, internet-native way for agents to pay—co-authored by Tempo and Stripe. Businesses on Stripe can accept payments over MPP in a few lines of code using our PaymentIntents API.

A future where we buy with AI agents feels inevitable. Making it actually work is harder. These lessons from the first wave of agentic commerce are meant to help sellers decide what to tackle, avoid common bottlenecks, and get ahead of what’s coming.