Square has brought its conversational artificial intelligence (AI) assistant to the U.K. Square AI, which is embedded into the Square platform, is designed to help businesses make clever and faster decisions using their in-house payments and commerce data, the company said in a news release Tuesday (Feb. 10). “For a long time, turning that data into real […]The post Square Offers Its AI Assistant to UK Merchants appeared first on PYMNTS.com.

Late payments continue to challenge the construction industry, creating ripple effects that touch contractors, subcontractors and developers across every stage of a project. Slower cash flow drives up costs, pressures margins and strains relationships, often forcing firms to adjust bids or postpone opportunities. These hurdles are real, but they are by no means insurmountable. Rising […]The post 2026’s Digital Blueprint: Building Payment Stability in Construction appeared first on PYMNTS.com.

For many merchants, payments orchestration was long treated as a necessary but largely invisible layer designed to keep transactions moving. That framing no longer fits the reality of modern commerce. As digital sales expand across borders, channels and payment types, the way payments are routed, authorized and settled increasingly shapes revenue, costs and speed […]The post Payments Orchestration Becomes a Profit Center appeared first on PYMNTS.com.

Watch more: Need to Know With Priority’s Brendan Kirsch On a sold-out Friday night, a modern sports venue becomes a small city. Tens of thousands of people arrive within a narrow time window. They buy tickets, merchandise, food, drinks, parking and experiences. Dozens of vendors transact simultaneously. From the outside, this looks like a […]The post Why Game-Day Revenue Doesn’t Mean Same-Day Cash appeared first on PYMNTS.com.

Despite high-profile demos from the likes of xAI and AWS and aggressive corporate roadmaps, PYMNTS Intelligence’s Wage to Wallet Index™ shows that workers who could be most exposed to automation are not acting as though humanoid robots are about to displace them at scale. Even among Labor Economy workers, the consumer group made up […]The post Labor Economy Workers Less Worried Than Office Workers About Robots Taking Their Jobs appeared first on PYMNTS.com.

Cash is king when uncertainty reigns. But for many firms, profit is not disappearing due to macroeconomic forces alone. In many cases, it is being forfeited through slow processes, limited visibility and outdated assumptions about how their payments operations and accounts receivables (AR) functions must work. In an environment where growth is harder to […]The post Profit is Waiting on Table for Firms That Embrace Receivables Innovation appeared first on PYMNTS.com.

Consumers who pay the most for their credit cards turn out to be the ones least likely to ignore them. Just 3.9% of premium cardholders report rarely or never using their high-fee plastic, making them the most loyal segment in the entire credit card market, according to new research from PYMNTS Intelligence. The findings […]The post Nearly 3 in 4 Premium Cardholders Used a Card-Linked Offer in the Past Year appeared first on PYMNTS.com.

Watch more: The Digital Shift With Bastion’s Nassim Eddequiouaq Beneath the buzzy headlines around stablecoins’ capabilities for moving money at internet speed lies an intricate mess of plumbing. As stablecoins move deeper into the mainstream of global commerce, the question is no longer whether the technology works as a value transfer mechanism, but whether […]The post Bastion CEO Says Stablecoin Adoption Depends on Enterprise-Grade Financial Infrastructure appeared first on PYMNTS.com.

Card issuance has become one of the most direct ways for FinTechs to embed themselves into daily commerce. Whether the product is a digital wallet, a payroll card or a specialized spending account, cards remain the practical on-ramp to consumer adoption. Yet most FinTechs do not hold banking licenses, which leaves them dependent on […]The post Mastercard Tightens Rules for BIN Sponsors That Support FinTech Card Issuers appeared first on PYMNTS.com.

A downturn in the software and technology sectors could have an impact that rivals that of the energy sector’s issues in 2016, Bloomberg reported Monday (Feb. 9), citing Deutsche Bank analysts. The analysts highlighted concentration risks to the speculative-grade credit market, saying that the software and tech sectors account for 14% and 16%, respectively, of that credit universe, […]The post Deutsche Bank Warns Software Debt Faces AI Threat appeared first on PYMNTS.com.