The next great enterprise software battle may be fought not in GPUs or algorithms, but in invoices. And while software stocks may have taken a beating in recent weeks due to investor concerns around the growing verticalization of enterprise artificial intelligence (AI) providers such as Anthropic, the reality of adoption, as shaped by when […]The post CFOs Scramble as AI Pricing Breaks Traditional SaaS Billing Model appeared first on PYMNTS.com.

Artificial intelligence (AI) startup Perplexity is reportedly moving away from advertising. As the Financial Times (FT) reported late Tuesday (Feb. 17), the company was among the first AI firms to introduce ads, with sponsored answers appearing beneath its chatbot’s responses. Now, executives at Perplexity say they have no plans to pursue further advertising after beginning to phase out […]The post Perplexity Pulling Sponsored Answers From AI Platform appeared first on PYMNTS.com.

Fifty years ago, Susan was one of more than a hundred million Americans who drove to a shopping mall an average of once a week to buy things. By 1976, a third of all retail sales happened at the mall. Susan shopped exactly the way the mall designers intended. The department store anchors were […]The post What Happens to Stores When AI Agents Do the Shopping? appeared first on PYMNTS.com.

J.P. Morgan Chase is reportedly planning a 160-location wave of branch openings this year. That’s according to a Wednesday (Feb. 18) report from the Financial Times (FT), which characterizes the effort as part of a larger push by American lenders to address consumers’ desire for in-person banking. The expansion, due to be announced Wednesday, […]The post JPMorgan Wants to Open 160 Branches in 2026 appeared first on PYMNTS.com.

As enterprises hand artificial intelligence agents the authority to initiate payments, approve refunds, route compliance alerts and coordinate workflows across finance, HR and operations, a new question is emerging inside boardrooms and audit committees: How do you control an agent acting at the machine speed? The promise of agentic AI is efficiency. Unlike earlier […]The post Businesses Move to Rein In AI in the Shift to Autonomous Finance appeared first on PYMNTS.com.

Watch more: The Digital Shift With Paysafe’s Bruce Lowthers Somewhere between the first ticket purchase and the final prop bet, $20.2 billion changed hands. That was the projected spending around this year’s Super Bowl on food, drinks, apparel, tickets, streaming and festivities, with nearly $2 billion more in legal wagers in the United States […]The post Experience Economy Pushes Payments to $20B Super Bowl Test appeared first on PYMNTS.com.

This time each year, millions of consumers in the United States tell themselves comforting but misleading stories about their tax refunds. One story is that the check from the U.S. Treasury is “found money” or a “windfall.” What it actually signals is that you withheld too much from your paycheck. That means you effectively […]The post As Tax Refunds Tackle Debt, Installment Payments Become a Budget Tool appeared first on PYMNTS.com.

Pay by bank is starting to look less like a niche payment option and more like a switch consumers will make when merchants pair it with real value and clear protections. The PYMNTS Intelligence report “Pay by Bank Deep Dive: Digital Bank Users Are Ready to Switch” examined how willing consumers in the United […]The post Nearly Half of Digital Bank Customers Prefer Digital Wallets appeared first on PYMNTS.com.

Republican lawmakers vowed Tuesday (Feb. 17) to reform the Consumer Financial Protection Bureau (CFPB) after a White House report detailed what it said are the costs of the agency and its regulations. The White House said Tuesday that the CFPB has cost consumers at least $237 billion since the agency was launched 2011. Much […]The post White House Says CFPB Rules Cost Americans $237 Billion appeared first on PYMNTS.com.

Stripe-owned Bridge announced Tuesday (Feb. 17) that it received conditional approval from the Office of the Comptroller of the Currency (OCC) to organize a federally chartered national trust bank. When the charter is fully approved, Bridge will be able to operate stablecoin products and services under direct federal oversight, the company said in a Tuesday press release. Subject to applicable law and OCC requirements, […]The post Stripe-Owned Bridge Clears OCC Hurdle for Federal Bank Charter appeared first on PYMNTS.com.